The short answer: if you have an employee on your payroll, you need workers’ comp. Even if you only have one employee, you must have worker’s comp. That counts for full-time, part-time, and seasonal workers.
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Workers' Comp Basics
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Workers’ comp has been the same for, well, decades. And it works the way it is (kind of). So why should you buy workers’ comp online with Huckleberry?
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Okay, you’re coming up on your workers’ comp renewal date. Here’s a handy list of things to do (and think about) to make the process as stress-free as possible.
A workers’ comp audit is an end-of-year process that makes sure your business paid the correct amount for workers’ comp. During an audit, your insurance provider will double-check your payroll and other records and, if necessary, adjust the price of your workers’ comp for the previous year.
Here’s the general process for getting workers’ comp for your business: Get a broker; Fill out an insurance questionnaire; Provide supporting documents (payroll records and other.