You’ve worked hard for the small business you’ve built—whether you own the best restaurant in town, a vibrant daycare center, or a local five-star carpentry business. And you know firsthand that the right insurance coverages are crucial for your business (and your peace of mind). Maybe you’
A waiver of subrogation relinquishes your insurer’s rights, the rights of a third party’s insurance company, or both to pursue legal action to recover paid-out damages as a result of a claim. To really understand how a waiver of subrogation works, let’s take a look at an
Employer’s liability coverage protects employers if an employee should file a lawsuit for employer negligence after suffering a workplace injury or illness. It covers employers in the case that an employee sues for additional damages beyond lost wages and medical expenses. Let's look at some more frequently
In 2018, the Internal Revenue Service re-wrote existing tax law to include a new provision: The Specified Service Trade or Business (SSTB). But what exactly is a Specified Service Trade or Business? What or who qualifies as an SSTB? Here we give you the rundown on all things Specified Service
Being a successful professional photographer or videographer entails more than walking around with a camera pressing buttons. To be a quality photographer, one must have an artistic vision and a deep understanding of the creative mechanics that comprise a brilliant shot. However, when it comes to monetizing your photographic skills,
At the beginning of the 20th century, the proliferation of factories came with harsh working conditions. Injuries were common, and medical expenses could quickly overwhelm victims. States found it difficult to support their disabled citizens. Attempting to pay their costs, injured workers sued factory owners in lengthy, expensive trials. Sounds
Most people don’t think about plumbing until they have to think about it, usually when disaster strikes their pipes. Plumbing work is rarely anyone’s idea of a good time, but you know that when it needs to be done, it needs to be done right. Plumbing is not
If your business includes joining Oregon’s thriving craft beer, wine, and spirit scene, you’ll find you’re in good company. Portland often gets credit for being a top brew town, with more than 85 breweries located within its borders. It is also home to a growing culture of
If you’ve spent your career thinking about the Rocky Mountains’ high-altitude terroir for growing wine grapes or hops, you might consider joining the burgeoning alcoholic beverage industry in Colorado. Restaurateurs can also get in on the action, opening up new venues in Colorado where customers can enjoy the local
If you’ve been dreaming of starting a restaurant in California, we’ve got your back. This Huckleberry small business guide will help get you started on the right foot to owning your own restaurant in The Golden State. 1) Create a restaurant business plan First, make a plan for
The fitness industry continues to thrive as more and more individuals seek help to achieve weight loss, wellness, and strength goals. Because of this, a personal training business can be a fantastic and fulfilling way for fitness professionals to earn a solid income doing what they love. There are many
Real estate investing is a popular choice for entrepreneurs looking to create passive income and sustainable wealth. In particular, rental properties provide you the opportunity to create a diverse portfolio with multiple revenue streams. There are multiple ways you can approach a rental property business, but to rent out that